Multiple Procedures May Not Be Covered By Insurance

If you’re planning to undergo multiple surgical procedures, it’s important to know that your insurance may not cover all of them at once. For example, if you have several skin cancers, Dr. Myers may need to excise them one at a time in order to ensure insurance covers each of the surgical procedures. While it might seem more efficient to have several skin cancers excised simultaneously, insurance companies often view this as bundling and may not pay.
What you need to know as a patient:
Insurance companies have rules around bundling surgical procedures. When a patient undergoes multiple procedures at once during a surgical setting, insurance companies sometimes view this as bundling and may not cover all of the procedures. Bundling is when multiple procedures are considered one treatment instead of separate procedures. If the insurance company deems certain procedures to be related or part of a larger treatment, they may not pay.
Insurance companies have different policies when it comes to bundling procedures. Some may cover all of the procedures, while others may only cover a certain number of procedures. If your insurance company does not cover all of the procedures, you may be responsible for the costs that are not covered. This could include co-payments, deductibles, and other out-of-pocket expenses. It is for this reason Dr. Myers recommends performing only one procedure at a time to help ensure full coverage by your insurance.
Myers Plastic Surgery believes communication is key. It’s important to us to communicate with you and your insurance company before undergoing any surgery. We want to make sure you understand what will be covered and what won’t be covered, and allow you to ask any questions you may have prior to surgery. This will help you avoid unexpected expenses and ensure that you receive the care you need.
While having multiple procedures done at once might seem like a good idea, it’s important to understand that insurance companies may not cover all of them. Myers Plastic Surgery is here to help you understand the treatment process any potential costs associated with your surgery.